Find Financed Homes In Johnstown

In most cases, a rent-to-own agreement is a contract on a home that starts as a lease and gives you the chance to buy later. It’s often called a lease with an option – or a lease/option agreement for short.

The lease part is a standard rental agreement that includes monthly rent, a security deposit, and other typical rental terms you’re used to seeing.

The option in the contract gives you the right to purchase the home after a set period of time – usually around 3 years. This gives you time to save for a down payment, rebuild credit, increase income, or get into a better position for a mortgage.

Most buyers use a traditional mortgage loan to complete the purchase before the option period ends, but there may be other ways to buy depending on your financial situation.

We help many people like you move from renting to owning a home they love in Johnstown.

Fill out the form below to get started on your way to homeownership!

The rent-to-own process is actually pretty simple when someone walks you through it.

Once you’ve seen one of our available homes, we’ll give you an application to fill out. Don’t worry – we work with many different credit and income situations, and if you can afford the home, we can likely help you move toward owning it.

After you’re approved to rent the property, you’ll sign the lease, pay your security deposit and move-in amounts, then move right in!

Your lease/option agreement (also known as the rent-to-own contract) will explain how long you have to complete the purchase of the home – typically about 3 years, and in some cases we may extend your option if you need more time.

Most buyers complete their purchase with a traditional mortgage loan, but there can be other ways to finish the purchase depending on your finances and the home.

That’s the basic process from renting to owning.

Once your mortgage is complete and the closing is done, you’re finished – now you own your home!

The first step is simple – sign up to hear about great rent-to-own homes around Johnstown by filling out the form.

You’ll get immediate access to local rent-to-own homes in Johnstown, plus helpful information about the process.

Sign up and get started now!

Most of the time, furniture isn’t included with a lease/option purchase.

Generally, the basic appliances are there – like a refrigerator, stove, oven, and sometimes extras like a dishwasher, washer, and dryer. Items that are installed or attached – like the heating system and air conditioning – are definitely included.

Sometimes, we’ll offer a home that includes some furnishings. Most buyers prefer to bring their own furniture from their previous place, which is why furniture is usually handled separately.

There are many companies that provide rent-to-own furniture or extra appliances, and you’ll have lots of options for style and price.

But be careful!

Even though rent-to-own real estate can be a smart move, some furniture companies charge very high prices for rent-to-own agreements. You might end up paying 2-3x more than if you bought the items outright.

Plus, those appliances and furnishings usually go down in value over time – unlike real estate, which often goes up in value.

You want your money going toward an asset (like your home) that can rise in value, not just to expensive interest payments on new furniture.

So don’t wait! Fill out the form at the bottom of this page to get started now.

Yes, you can! Many people with bad or limited credit can still get into a rent-to-own home in Johnstown.

Every situation is different, but we specialize in helping people who have been through tough times (or just made mistakes in the past) repair their credit and start building a stronger financial future.

Even if your credit is bad today, you can still work toward owning a home.

One of the biggest benefits of a rent-to-own home is that it gives you time to rebuild credit before you buy. You’ll enjoy many of the benefits of homeownership while you’re repairing credit and saving for a down payment.

Fill out the form at the bottom of this page now and take a step toward your piece of the American dream.

There are a lot of benefits to a rent-to-own agreement when you can’t get a bank loan right away.

In the Johnstown area, many smart buyers are using rent-to-own homes as a way to get the house they want without waiting years to qualify for a traditional mortgage.

Over the past few years, banks have made it harder for many buyers to get approved. Most people who choose rent-to-own want a few years to prepare so they can qualify later.

Here are a few more reasons to use a rent-to-own agreement:

• Try before you buy! You get to live in your rented home before you actually purchase it, so you can make sure it’s truly the right fit. If you don’t love the house, you don’t have to complete the purchase.
• Own without great credit or a big down payment. You can start feeling like a homeowner right away while saving up and improving your credit over time.
• Privacy. You’re not listed as the purchaser on any public records until the closing takes place, giving you years of extra privacy.
• Move in fast. Since you don’t have to wait for a mortgage approval, you can often move in quickly and start your new life in the home.

Don’t wait – get started now by filling out the form at the bottom of this page.

Not right away!

You don’t need a full down payment until your purchase is complete (typically around 3 years). However, there is usually an amount due at move-in when you sign the option to purchase agreement.

Just like other lease agreements in Johnstown, there may be a security deposit and a small application fee, along with the fee due at move-in. Of course, you’ll make your monthly rent payments as usual.

We can help you structure a plan that fits your budget. We’ll walk you through the rent-to-own numbers we use when preparing your agreement and help you understand what works best for you.

So don’t wait! Get started now by filling out the form at the bottom of this page.

We know that every person, family, and situation is different.

We work hard to find creative, flexible solutions that help you own a home, even if banks have said no before.

Once you’ve had a chance to review the house, you’ll fill out a rental application that includes details on everyone who will live in the home.

We’ll run a credit check and verify income for everyone over 18 in your household to make sure the monthly payment is comfortable and realistic for you.

People with bad credit, no credit, limited savings, and other challenges have still been able to lease and then purchase a home through programs like ours.

We also speak with your references and previous landlords because relationships and responsibility matter more to us than just a number on a screen.

We love helping good people reach their goals, so don’t be afraid – fill out the form below to get started!

We know that every person, family, and situation is different.

We do our best to uncover flexible, real-world solutions that help you own the home of your dreams.

After you’ve had a chance to tour the home, you’ll complete a rental application with information about everyone who will live there.

We’ll check credit and verify income for all adults over 18 in your household to be sure the monthly payment is a good fit.

Buyers with bad credit, no credit, or limited cash have still been able to lease and then purchase a home using this kind of program.

We talk with your references and past landlords because we care about your story, not just computer scores.

We enjoy helping motivated buyers reach homeownership, so don’t be shy – fill out the form below to begin!